Thoughtful estate planning for everything you own and everyone you love.

Jerry O'Brien – Orange County, CA


The purpose of tax planning is implement financial strategies that minimize your taxes. Effective tax planning will not only lower income taxes with tax deferral and other strategies, but it will also free up cash for property investment, capital business financing, reduce credit card debt, or for other purposes. Effective tax planning should also address potential estate tax issues where appropriate. Gerard W. O’Brien helps clients obtain significant sums of money by creating and implementing strategies designed to reduce the impact of taxes on your estate.
There are three primary ways to reduce your taxes:

  • Reduce Your Income
  • Increase Your Tax Deductions
  • Take Advantage of Tax Credits

Business Tax Planning:

  • What is self-employment / business tax? (One who files a Schedule C IRS Tax Form)
  • Pay taxes on time to avoid any penalty
  • Employ family members to save money (Shift business income to a relative)
  • Establish employer-sponsored retirement plan (Keogh Plan, Simplified Employee Pension (SEP), Individual Retirement Account (IRA), 401(k))
  • Take advantage of business deductions
  • Deduct health care expenses

Personal Tax Planning:

  • Postpone income (Defer income until later to reduce current income tax liability)
  • Shift income to other family members in lower tax brackets
  • Time deductions properly
  • Use investment tax planning strategies
  • Lower marginal income tax bracket

By following a few simple and legal strategies you can reduce or eliminate:

  • State & Federal Income Tax
  • Property Tax
  • Corporate & Business Tax
  • Capital Gains Tax
  • Social Security Tax
  • Estate Tax
  • Death Tax